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Optional Retirement Program (ORP) Information

What is ORP? 

The Optional Retirement Program (ORP) is a defined contribution plan that is available as an alternative to the Teacher Retirement System (TRS) for full-time faculty, librarians, and certain administrators and professionals employed by Texas public institutions of higher education. ORP-eligible employees have 90 days from their first day of employment in an ORP-eligible position to make a one-time irrevocable election of ORP in lieu of TRS.

New ORP-Eligible Employees:

Read the Overview (provided by your institution and also below) as soon as possible. It contains information you need to know before your 90-day ORP election period expires. Your institution will provide you with a list of authorized ORP companies, local policies and procedures for electing ORP, and your employer contribution rate.

This webpage contains general information about ORP. Please contact your institution's Human Resources Office for specific information about the ORP plan at your institution.

Overview of TRS and ORP -- updated August 2015

    PowerPoint: Overview of TRS and ORP Slideshow

    PDF Version of Slideshow: Overview of TRS and ORP PDF of Slides

ORP Resources 

Current ORP Contribution Rates -- newly updated
ORP Eligibility Chart -- newly updated
FAQs -- coming soon
Who to Contact -- coming soon
IRS Dollar Limitations on 403(b) Contributions

State Law and Rules 

Chapter 25, Coordinating Board's ORP Rules
Chapter 830, ORP Statute (Texas Government Code)
Selected ORP-related State Legislation
ORP-related Attorney General's Opinions

Additional Information

ORP Participation Report Summary
ORP/TRS Contribution Rate History Chart -- new
ORP Employer Contribution Supplement History 

Related Links

Teacher Retirement System (TRS)
TRS Benefits Handbook
IRS Publication 571
IRS Publication 575


If you're not able to find an answer to your question on this webpage: Contact us


For ORP Administrators and Annual Report Preparers:

ORP Annual Report, Online Reporting System

updated 08/07/2015

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